FT Points lets you put an approved payout toward new FundingTraders accounts instead of taking it as cash, at an effective 55% off. There are two ways to do it, and this article walks through both.
Time to complete: 2–3 minutes
Prerequisites: An approved (eligible) payout and completed KYC
Requesting a payout is always available. Converting is optional.
Two ways to use your payout
| Challenge Convert | FT Points Convert |
What it does | Buys an account directly with your payout | Banks your payout as FT Points to spend later |
Where | Payout Request page | Payout Request page → redeem on the FT Points page |
Rate | 55% off the account price | $1 payout = 2.2 FT Points |
Effective discount | 55% off | ~55% off |
When you get the account | Immediately on confirmation | Whenever you choose to redeem |
Best for | You already know which account you want | You want to decide later, or save toward a larger account |
Both paths convert the same eligible payout. The only real difference is timing, buy now, or bank the value and buy later.
Before you start
Your payout must be approved. Only an approved payout is eligible.
KYC must be complete. Verification has to be finished before any conversion or account issuance.
Conversion is one-directional. Once you convert to an account or to FT Points, that value cannot be turned back into cash.
Challenge Convert
Buy an account straight from your payout. Use this when you already know which account you want. The account opens as soon as you confirm.
Open your payout request
Go to Payouts in the sidebar and start a payout request on your eligible account.
Choose "Buy A New Account"
On the payout request page you'll see three options: take the payout as cash, apply it toward a new account, or convert it to FT Points.
Select the account you want
Pick the account size and type. The 55% discount is applied automatically, you'll see the discounted price and how much of your payout it uses.
Review and confirm
The section at the right side of the screen shows the summary. Read it, then confirm.
Verify it worked
Your new account appears in your Dashboard right away, there's no processing delay for the portion you converted. Any cash remainder enters the normal payout queue.
FT Points Convert
Bank your payout as points. Use this when you'd rather hold the value and decide later.
Choose "Convert Payout to FT Points" on your payout request
Check the conversion preview
Every $1 of payout becomes 2.2 FT Points. The preview shows exactly how many points you'll receive before you commit.
Confirm the conversion
The section at the right side of the screen shows the summary. Read it, then confirm.
Redeem your points
Your balance appears in the navigation bar and on the FT Points page. Go there whenever you're ready, pick an account, and pay with points.
Verify it worked
Your points balance updates immediately after conversion, and your transaction history on the FT Points page shows the entry. Accounts redeemed with points are provisioned right away.
You convert | You receive | Account value you can redeem |
$100 | 220 FT Points | $220 |
$250 | 550 FT Points | $550 |
$500 | 1,100 FT Points | $1,100 |
$1,000 | 2,200 FT Points | $2,200 |
$2,500 | 5,500 FT Points | $5,500 |
Why 2.2? One FT Point covers $1 of an account's listed price. So converting $100 of payout gives you 220 points, enough for a $220 account. You paid $100 for $220 of value, which is the effective 55% discount.
Rules you should know
FT Points are not cash. They can't be withdrawn, refunded, or converted back to money. The system only runs one way: payout → points → accounts.
Points are tied to your account. They can't be transferred, gifted, or sold to another trader.
One use per payout. The Challenge Convert option is tied to a single payout request, you'll see it again with each new payout you become eligible for.
Purchases are final. Accounts bought with a converted payout or with FT Points are non-refundable.
Requesting a payout is always available. Converting is optional.
Remainder handling. Any payout amount above the challenge cost is returned through your selected payout method (Crypto, or Rise).
Still have questions? Email us at help@fundingtraders.com or start a live chat using the messenger bubble in the bottom-right corner of your screen. Our support team is available 24/7.