1. Overview
This Terms of Service (TOS) document combines the policies, rules, and agreements for the following FundingTraders programs:
● 2-Step Next-Gen Program
● 1-Step Next-Gen Program (1NG)
● Instant Funding Program (IF)
● Swing Accounts
Each section specifies rules that are either common to all or specific to individual programs.
2. Trading Conditions
2.1 Profit Targets
● 2NG: Phase 1 – 8%, Phase 2 – 5% (Account balance must reach target; all positions must be closed.)
● 1NG: Challenge Phase – 10% ● IF: No specific profit target; payout tied to profitable days and compliance.
● SWING 2-STEP: Phase 1 – 8%, Phase 2 – 5% (Account balance must reach target; all positions must be closed.)
● SWING 1-STEP: Challenge Phase: 10%
Each section specifies rules that are either common to all or specific to individual programs.
2.1 Profit Targets
● 2NG: Phase 1 – 8%, Phase 2 – 5% (Account balance must reach target; all positions must be closed.)
● 1NG: Challenge Phase – 10% ● IF: No specific profit target; payout tied to profitable days and compliance.
● SWING 2-STEP: Phase 1 – 8%, Phase 2 – 5% (Account balance must reach target; all positions must be closed.)
● SWING 1-STEP: Challenge Phase: 10%
Each section specifies rules that are either common to all or specific to individual programs.
2.1 Profit Targets
● 2NG / 1NG: Forex 1:100, Metals 1:50, Commodities 1:50, Indices 1:50, Crypto 1:5
● IF: Forex 1:50, Metals 1:20, Indices 1:20, Energies 1:10, Crypto 1:2
● SWING: Forex 1:30, Exotics 1:20, Metals 1:9, Indices 1:15, Commodities 1:1, Crypto 1:1
2.3 Lot Size Limit
● 2NG / 1NG: None
● SWING: None
● IF: Max 20 lots per trade
2.4 Commissions
● 2NG / 1NG: $3/lot roundtrip (Free on Challenge Phase)
● IF: $6/lot for Forex & Metals; None for Crypto, Indices, Energies
● SWING: $6/lot for Forex & Metals; None for Crypto, Indices, Energies
2.5 Minimum Trading Days
● NEXT-GEN and INSTANT FUNDING
○ $5,000–$100,000: 1 day
○ $200,000: 7 days
○ $350,000: 25 days
○ $500,000: 40 days
● SWING:
○ 4 days for all account sizes
2.6 Minimum Trades Requirement
● 2NG / 1NG:
○ 350K: 15 trades
○ $500K: 20 trades
○ Each trade must be at least ±0.20% of the account
● SWING: None
2.7 Stop Loss Requirement
● All Programs: None
3. Hard Breach Rules (Immediate Termination)
3.1 Daily Drawdown Limits:
● 2NG: 6% of starting day's equity or balance
● 1NG: 4% of starting day's equity or balance
● IF: 3% of the higher of starting day's balance or equity
● SWING 2-STEP: 5% of starting day's equity or balance
3.2 Maximum Drawdown:
● 2NG: 12% fixed from the highest recorded account balance
● 1NG: 5% trailing drawdown from highest account balance
● IF: 6% trailing drawdown until 3% profit is reached, then locked
● SWING 2-STEP: 10% fixed from the highest recorded account balance
● SWING 1-STEP: 5% trailing drawdown from highest account balance
3.3 Maximum Risk Per Trade (IF Only):
● Floating PnL must not exceed -1% of the account size
3.4 News Trading Policy:
● 2NG / 1NG: No trading 5 minutes before or after medium/high-impact news and speeches
● IF: No trading 10 minutes before or after high-impact news and speeches
● SWING: Allowed but trades opened within 5 minutes before the news will be deducted.
3.5 Weekend Holding:
● 2NG / 1NG: Allowed (with warnings on widened spreads and swap rates)
● IF: Not allowed. All trades must be closed by market close on Friday
● SWING: Allowed (with warnings on widened spreads and swap rates)
3.6 Inactivity:
● All accounts: Accounts inactive for 30 days will be terminated
3.7 Unrealistic Trading Practices (All Programs):
● Volume-Weighted Average Holding Time (VWHT) below 2 minutes will result in termination
3.8 High-Frequency Trading (HFT):
● Not allowed for any program (defined as trades lasting 15 seconds or less)
4. Soft Breach Rules (Payout Eligibility)
4.1 Consistency Score:
● 2NG / 1NG: Your biggest trading day must not exceed 25% of your total PnL
● IF: Your biggest trading day must not exceed 15% of your total PnL
● SWING: None
4.2 Loss vs. Win Rule (IF Only):
● Your largest loss must not be greater than your largest winning day. If violated, you must continue trading until the rule is no longer breached
5. Payout Details
5.1 Schedule
● 2NG / 1NG: Bi-weekly (Weekly with 7-day Add-on)
● IF: Bi-weekly (14 calendar days)
● SWING: Bi-weekly (Weekly with 7-day Add-on)
5.2 Profit Split
● 2NG / 1NG: 80-100% (based on add-ons)
● IF: 90% by default (100% with add-on; first 3% of profit is non-withdrawable)
● SWING: 80-100% (based on add-ons)
5.3 Minimum Payout
● 2NG / 1NG: $50
● IF AND SWING: 1% of initial account balance
5.4 Additional Conditions (IF Only)
● First 3% profit serves as drawdown buffer
6. General Compliance
● Copy trading to/from FundingTraders accounts allowed, but sharing signals or copying to others is prohibited.
● EAs/Bots allowed only if used for risk management.
● Grid, hedge, martingale, arbitrage, and off-the-shelf bots are forbidden.
● All trading must originate from the trader’s own analysis.
● Violations of fair use and coordinated trading behavior may result in termination.
7. Refund Policy
The user has the right to cancel the ordered services within 14 days of purchasing the services (FundingTraders Trading Evaluation). The user is aware and agrees that this does not apply after starting to use the services, meaning, opening the first trade on the Evaluation account.
8. Termination of Agreement
Either party may terminate with 5 business days’ notice via email or phone.
9. Indemnity & Liability
9.1 The company shall not be liable to the user or to any third party except by reason of acts that constitute gross negligence, bad faith, or intent to defraud on behalf of the company.
9.2 User will indemnify, hold harmless, and defend the Company and its members against any liability, loss cost, damage, or expense and any amount paid in settlement thereof to which any of them maybe come subject to in acting pursuant to or in furtherance of this Agreement or in connection with any transaction for the Account.
9.3 The company will not hold the user financially liable for any losses incurred on the evaluation accounts, which were the result of technical issues, or caused due to ‘unusual’ market movements, which could not be avoided with risk mitigation.
9.4 Only one user profile per verified individual is permitted. One user profile/verified individual can have multiple accounts. Users are not permitted to allow others to use their account and may not use any other FundingTraders account. IP addresses, device IDs, and behavioral data maps will be used by the automated risk system as a basis for determining unauthorized trading activity. All users must be contactable on the telephone number and email provided during verification at any time a position is held in the markets. FundingTraders reserves the right to demand extra video verification at any time. Failure to contact the user or to verify identity will result in account suspension.
10. Risk Disclosure
All content published and distributed by MCF Group FZCO and RSRD Limited and its affiliates (collectively, the “Company”) is intended solely for the study purposes related to trading on financial markets and does not serve in anyway as a specific investment recommendation, business recommendation, investment opportunity analysis or similar general recommendation regarding the trading of investment instruments. Trading in financial markets is a high-risk activity and it is advised not to risk more than one can afford to lose! MCF Group FZCO and RSRD Limited does not provide any of the investment services listed in the Capital Market Undertakings Act No. 256/2004 Coll. The information in this document is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local laws or regulations. MCF Group FZCO and RSRD Limited is not a broker and does not accept deposits. MCF Group FZCO and RSRD Limited or its brokers may:
Change margin requirements at any time in line with perceived or actual excessive changes in volatility and/or liquidity
Cancel orders or trades at any time in line with the perceived or actual risk of nonexecution of stop or limit orders due to market conditions
FundingTraders or its brokers are not responsible for the variable spread, liquidity levels, or limit order execution parameters provided by liquidity providers and market makers.
CFTC Rules 4.41
Hypothetical or Simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, because the trades have not actually been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs, in general, are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown.
11. Governing Law and Acceptance
User has read, understood, and agreed to FundingTraders Evaluation terms and rules on this document, Detailed Explanation of Evaluation rules and objectives published on www.fundingtraders.com.
No provision of this Agreement may be waived or amended unless the waiver or amendment is in writing and signed by the user and an authorized officer of the Company.
This Agreement shall be subject to the law of UAE. This agreement can be also approved and signed by all parties digitally in the FundingTradersClient Section. The user has approved this agreement digitally on app.fundingtraders.com.
The user has approved this agreement digitally on app.fundingtraders.com.
Signed by: Pool Monroy (poolmonroy@gmail.com)
Signed on: May 12, 2025
IP Address on Registration: 52.124.34.153
‘COMPANY
MCF Group FZCO
support@fundingtraders.com
ADDRESS
IFZA Business Park, DDP - 001, A1 - 3641379065, Dubai
ID NO
DSCO-FZCO-24876
COMPANY
RSRD Limited EMAIL support@fundingtraders.com
ADDRESS
SUITE C, LEVEL 7, WORLD TRUST TOWER, 50 STANLEY STREET, CENTRAL, HONG KONG
A copy of this agreement is available for both parties on app.fundingtraders.com / Client Section