Terms of Service
This Terms of Service (TOS) document combines the policies, rules, and agreements for the following FundingTraders programs:
- 1-Step Pro
- 2-Step Pro
- Instant Funding Program (IF)
Each section specifies rules that are either common to all or specific to individual programs.
Effective date of this version: September 1, 2026.
1. FundingTraders Trading Evaluation: Trading Policies and Rules
FundingTraders Trading Evaluation (hereinafter referred to as “FundingTraders Evaluation”,“FundingTraders Trading Evaluation,” “FT US Inc” is operated under the name FT US Inc. FT US Inc is a company registered at 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States. FT US Inc is a company that evaluates and recommends traders to Evaluator, the third-party Proprietary Trading company (hereinafter referred to as “Evaluator” or “Proprietary Trading Company”. All access and/or use of our services is subject to our General Terms and Conditions and these Trading Policies and Rules(hereinafter referred to as “Terms of Use” and/or this “Agreement”) in accordance with the terms. For your benefit and protection, it is mandatory for you to take enough time to read and understand this entire Agreement, as well as any other additional information available to you onwww.fundingtraders.com and the Client Section (hereinafter referred to as “Website”) prior to subscribing to any services with us and before you enroll in the Evaluation or pay any fees.
You must read, agree with, and accept all the terms and conditions contained in this Agreement without modifications. Should you not understand any part of this Agreement or any information available on the Website, you should contact us before subscribing to the service and taking part in the Evaluation, or you should seek independent legal advice.
1.1 Parties
This Agreement is made between yourself, as our user (hereinafter referred to as “you” or “your'' or, “trader” or in general terms, the “user”) and FundingTraders Trading Evaluation. ThisAgreement describes in full detail the Terms of Use you must accept, without restrictions or objections, before registering with us. By registering with us, you are acknowledging that you have read and fully understand these Terms of Use.
1.2 Trading
It is important to understand that under this program we are looking for users who can generate stable and consistent performance. As such, you hereby agree not to trade with ‘unreasonable’ risk or toxic trading-like strategies. All trading activity will be monitored in real-time to be sure you adhere to the restrictions and guidelines below. Failure to do so may end our relationship immediately and forfeiture of any fees paid or profits due.
1.2.1 Users may not use any EAs, scripts, or robots unless the FundingTraders Trading Evaluation Risk Team has granted such an exception. Nor may users follow or replicate the entries and exits of any third party, whether manually, through copy trading, or through a signal service. Replication of a user’s own trades between accounts held under that user’s own verified profile is permitted and is not a breach of this clause. FundingTraders shall have the right to deem that users coordinate or copy their trades where several users trade the same instruments in the same direction within one minute of each other, or where all traded instruments, entries, and exits are identical or similar, provided that the accounts concerned are not held under the same verified user profile. Failing to comply with this rule will result in the termination of all FundingTraders accounts owned by the user. All trades must be based on the user’s own analysis and decisions.
1.2.2 Providing Signals to third parties: The user is not allowed to provide trading signals from a FundingTraders Trading Evaluation account nor from a FundingTraders Trading Program Account in any format (digitally or manually) to third parties or any other FundingTraders Accounts without FundingTraders approval.
1.2.3 News event trading: News event trading is allowed in FundingTraders Trading Evaluation. However, relying heavily on news trading is not allowed on both evaluation and funded accounts as this is not sustainable. Please remember that high-impact news can affect instruments that are not directly correlated to the country releasing its economic data. Refer to the specifics set out in Section 5.4.
1.2.4 Responsible and consistent strategy: The user’s strategy must be responsible and consistent during the whole trading period. The user’s trading must demonstrate that their strategy works in the long term and is not based on pure luck. If the user places an unusually large number of orders for the Services within an unreasonably short period of time or places unusually large or small orders compared to previous trades, it will be considered as harmful or toxic-trading behavior of the Customer. Split positions that are considered as one Trade Idea are as follows: (1) if the trades on the same symbol are floating or open at the same time at one point in the same direction, and (2) the trades on the same symbol and direction were closed and opened within 2 minutes of each other. In such cases, the Provider reserves the right to suspend any further orders of the Services by the Customer and has the right to terminate the user’s account. If we identify that the unusual behavior as per this paragraph relates to the Customer's involvement in Forbidden Trading Practices, we may take respective actions as set out in Section 5 of the General Terms and Conditions (https://fundingtraders.com/terms). The Provider reserves the right to determine, at its own discretion, the nature of the behavior described above and reasonable boundaries for such determination.
1.2.5 Trading Instruments: FundingTraders Trading Evaluation includes all instruments available on the MetaTrader application.
1.2.6 All positions must be closed before the trading period ends and before the trading period can be reviewed.
1.2.7 Exceptions: Based on your individual trading methods, it is possible to be granted an exception, however, exceptions are granted only after an interview with our Risk Management team. Without such granted exception(s), users who take unreasonable risks may face termination of our relationship.
2. Trading Account Management & Right of Refusal
The Company has the right to conclude the contract of the FundingTraders Trading Evaluation account with the Customer – during any part of the Trading Evaluation. Should any concerns about user activity and excessive risks on any account arise, the company will attempt to contact the user immediately to conduct an interview and discuss employed trading practices. The company will attempt to find a remedy for the situation. However, should there be no remedy for concerns, the company reserves the right to terminate this Agreement immediately. Such concerns may include:
2.1 The Company’s potential for suffering financial losses;
2.2 Investors of the company’s potential for suffering financial losses;
2.3 The potential damage to the Company’s reputation due to unreasonable usage of the platform;
2.4 Protection of Capital. The evaluator is under a contractual obligation to protect company funds at all times. Should the company suspect that the user’s practices employed on a Demo account would not be replicable in live market conditions, the company reserves the right to terminate a contractual relationship with the user.
2.5 Termination of Agreement Due to Concerns, Trading Violations, And Ethics. Any of the following violations will result in immediate termination of our contractual relationship unless you are able to justify the occurrence: Any form of arbitrage performed in your trading account - e.g., usage of specialized software programs that are designed to exploit possible price latencies on a Trading Platform or that allow for the use of technological and/or algorithmic trading patterns that are aimed at exploiting price latency/price freezes for arbitrage opportunities on a Trading Platform, thus resulting in unrealistic and/or fake profits on a trading account, which would not be possible within the real trading environment. Any form of HFT or HFT-like trading systems are not applicable to live market conditions due to latency, commission, spread, and slippage limitations. Any form of martingale and grid trading strategies is not tolerated due to its nature of high leverage and high risk over a large series of trades. Abuse of technological issues of a broker, intentional or otherwise, where opening and closing prices might be readjusted and users will be able to continue trading, which would decrease the profitability or increase the loss, this data will not be taken into account for ‘passing qualification’. Usage of guaranteed ‘Take Profit’ and ‘Stop Loss’ to trade news/price and weekend gaps, due to its possibility in a demo account.
2.6 Difference between Demo and Real Accounts. The user confirms a good understanding of major differences between Live and Demo trading, which include but are not limited to the following: In most cases – Demo accounts have better prices and abnormal execution behavior relative to the markets. Therefore, a user has to consider that an employed trading system should be able to perform profitably in a real market scenario, even with a slightly less favorable spread. Demo accounts have no or very little (artificial) slippage, due to no real liquidity. Unlike Demo accounts, Real accounts with trades over 1 Standard Lot might not be filled immediately or fully on a Real Account. On a real account ‘Stop Loss’ and ‘Take Profit’ are filled only at the level of the closest available liquidity, not at the level of a set price. Orders on Demo accounts are executed at the quoted price, whereas the quoted price of a Real account displays the last available quote of an instrument, not necessarily the available quote.
3. Forbidden Trading Practices
3.1 During the demo trading, it is prohibited to:
- Knowingly or unknowingly use trading strategies that exploit errors in the Services such as errors in display of prices or delay in their update;
- Perform trades using an external or slow data feed;
- Perform, alone or in concert with any other persons, including between connected accounts, or accounts held with different FundingTraders entities, trades or combinations of trades the purpose of which is to manipulate trading, for example by simultaneously entering into opposite positions;
- Perform trades in contradiction with the terms and conditions of the Provider and the Trading Platform;
- Use any software, artificial intelligence, ultra-high speed, or mass data entry which might manipulate, abuse, or give you an unfair advantage when using our systems or services; or
- Otherwise perform trades in contradiction with how trading is actually performed in any financial market, or in a way that establishes justified concerns that the Provider might suffer financial or other harm as a result of the Customer’s activities.
3.2 Furthermore, Customer shall not exploit the Services by performing trades without applying market standard risk management rules for trading on financial markets, this includes, among others, the following practices: (i) opening substantially larger position sizes compared to Customer’s other trades, whether on this or any other Customer’s account, or (ii) opening substantially smaller or larger number of positions compared to Customer’s other trades, whether on this or any other Customer’s account. The Provider reserves the right to determine, at its own discretion, whether certain trades, practices, strategies, or situations are Forbidden Trading Practices.
3.3 If the Customer engages in any of the Forbidden Trading Practices described in this Section 3, (i) the Provider may consider it as a failure to meet the conditions of the particular FundingTraders Trading Evaluation or Verification, (ii) the Provider may remove the transactions that violate the prohibition from the Customer’s trading history and/or not count their results in the profits and/or losses achieved by the demo trading, or (iii) immediately cancel all Services provided to the Customer and subsequently terminate this Agreement.
3.4 In case some or all Forbidden Trading Practices are executed on one or more FundingTraders Trading Evaluation and Verification accounts of one Customer, or accounts of various Customers, or by combining trading through FundingTraders Trading Evaluation and Verification accounts and FundingTraders Trader accounts, then the Provider is entitled to cancel all Services and terminate all respective contracts related to any and all Customer’s FundingTraders Trading Evaluation and Verification accounts. The Provider may exercise any and all actions available under Section 5 of the General Terms and Conditions (https://fundingtraders.com/terms) at its own discretion.
3.5 If any FundingTraders user accounts were used for or were involved in the Forbidden Trading Practices, this may and will constitute a breach of respective terms and conditions for the FundingTraders user account with a third-party provider and may result in the cancellation of all such user accounts and termination of respective agreements by the third-party provider.
3.6 If the Customer engages in any of the practices described in this Section 3 repeatedly, and the Provider has previously notified the Customer thereof, the Provider may prevent the Customer from accessing all Services or their parts, including access to the Client Section and Trading Platform, without any compensation. In such a case, the Customer is not entitled to a refund of the fees paid.
3.7 The Provider does not bear any responsibility for trading or other investment activities performed by the Customer outside the relationship with the Provider, for example by using data or other information from the Client Section, Trading Platform, or otherwise related to the Services in real trading on financial markets, not even if the Customer uses for such trading the same Trading Platform that the Customer uses for demo trading.
3.8 DEVELOPMENTS IN FINANCIAL MARKETS ARE SUBJECT TO FREQUENT AND ABRUPT CHANGES. TRADING ON FINANCIAL MARKETS MAY NOT BE PROFITABLE AND CAN LEAD TO SIGNIFICANT FINANCIAL LOSSES. ANY PREVIOUS PERFORMANCES AND PROFITS OF THE CUSTOMER'S DEMO TRADING ARE NOT A GUARANTEE OR INDICATION OF ANY FURTHER PERFORMANCE.
3.9 Risk Assessment Interviews. We may conduct ad-hoc or scheduled risk and compliance assessments of any account to ensure there are no prohibited or suspicious activities (including, without limitation, identity theft or fraud) and to evaluate customer risk profiles, trading strategies, and behaviors. These assessments may occur as frequently as monthly, weekly, or daily. Once a periodic review is initiated, we reserve the right to withhold remuneration, payments, or payouts until the assessment is satisfactorily completed. Users are required to participate in mandatory risk-assessment interviews and to respond fully, promptly, and truthfully to questions regarding their trading strategies, activities, and behaviors, and to provide any supporting information we reasonably request. All risk-assessment interviews may be recorded by the Company for compliance, verification, and record-keeping purposes. By participating in any such interview, the user consents to such recording. Failure to cooperate with or satisfactorily complete the assessment may result in withholding remuneration and/or termination of services to the Customer.
4. Trading Conditions
4.1 Profit Targets
Account balance must reach the target; all positions must be closed.
- 1-STEP PRO: Challenge Phase - 10%
- 2-STEP:
- PRO6: Phase 1 – 6%, Phase 2 – 6%
- PRO10: Phase 1 – 10%, Phase 2 – 5%
- IF: Not Applicable; payout tied to profitable days and compliance.
4.2 Leverage
- All Programs (2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO / IF): FX Majors: 1:50, FX Exotics: 1:30, Indices: 1:15, Metals: 1:20, Oil: 1:10, Commodities: 1:1, Crypto: 1:1
Leverage on accounts placed on a Discipline Program status is capped as set out in Section 6.3.7, which overrides this clause for as long as that status is in force.
4.3 Lot Size Limit
- 2-STEP PRO6 / 2-STEP PRO10: None
- 1-STEP PRO: None
- IF: Max 20 lots per trade
4.4 Commissions
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO: $3/lot roundtrip for all instruments, except Indices (Free on Challenge Phase)
- IF: $6/lot roundtrip for all instruments, except Indices
4.5 Minimum Trading Days
- 2-STEP PRO6 / 2-STEP PRO10
- Phase 1: 4 days
- Phase 2: 4 days
- Funded: 2 days
- 1-STEP PRO:
- Phase1: 2 days
- Funded: 2 days
4.6 Minimum Trades Requirement
- All Programs: None
4.7 Stop Loss Requirement
- All Programs: None at Standard status. A stop-loss is mandatory on every trade, set within three (3) minutes of opening, while the account is placed on a Discipline Program status (Section 6.3.7). Absence of stop-losses at Standard status remains assessable under Section 6.3.4(c).
5. Hard Breach Rules (Immediate Termination)
5.1 Daily Drawdown Limits:
- 2-STEP PRO:
- PRO6: 3% of starting day's equity or balance
- PRO10: 5% of starting day's equity or balance
- 1-STEP PRO: 3% of starting day's equity or balance
- IF: 3% of the higher of starting day's balance or equity
5.2 Maximum Drawdown:
- 2-STEP PRO:
- PRO6: 6% fixed from the initial account balance
- PRO10: 10% fixed from the initial account balance
- 1-STEP PRO: 10% fixed from the highest recorded balance
- IF: 6% trailing drawdown until 3% profit is reached, then locked
5.3 Maximum Risk:
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO: Planned Risk on a single Trade Idea equal to or exceeding 50% of the product maximum drawdown under Section 5.2 is a hard breach. This is 3% of the initial account balance on PRO6, and 5% on PRO10 and 1-Step Pro. Planned Risk above 2% but below this threshold is not a hard breach and is assessed under Section 6.3.3 Rule 2.
- IF: Planned Risk on a single Trade Idea equal to or exceeding 3% of the initial account balance is a hard breach. Floating PnL must not exceed -1% of the account size.
"Planned Risk" and "Trade Idea" have the meanings given in Section 6.3.2. The deeming provision for trades without a stop-loss in Section 6.3.3 does not apply to this clause.
5.4 News Trading Policy:
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO:
- Challenge Phase: Allowed
- Funded Phase: Allowed, conditions apply
- News-influenced profits must not exceed 30% of total PnL. Payouts will be delayed until additional trades reduce the percentage below the limit if this threshold is exceeded.
- A "News Trade" is any position opened, held, or closed within 5 minutes before or after a high-impact news and speeches.
- Trades held for 5+ hours prior to the high-impact news and speech release are exempt from being classified as News Trading.
- IF: No trading 10 minutes before or after high-impact news and speeches
5.5 Weekend Holding and Trading:
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO: Allowed (with warnings on widened spreads and swap rates)
- IF: Not allowed. All trades must be closed by market close on Friday
5.6 Inactivity:
- All accounts: Accounts inactive for 30 days will be terminated
5.7 Unrealistic Trading Practices (All Programs):
- Volume-Weighted Average Holding Time (VWHT) below 2 minutes will result in termination
This clause is assessed on volume-weighted average holding time across the account. It is distinct from Section 6.3.4(a), which is assessed on the proportion of closed trades and on profit attribution, and which escalates the Discipline Program ladder rather than terminating the account.
5.8 High-Frequency Trading (HFT):
- Not allowed for any account (defined as trades lasting 15 seconds or less)
5.9 Toxic Trading Practices
- All accounts: Not allowed. Possible reasons why your trades may be considered as toxic trading include:
- One-Sided Trading
- Account Rolling/Stacking
Overleveraged trading and overexposure are assessed under Section 6.3.3 Rules 1 and 4 respectively, and escalate the Discipline Program ladder rather than resulting in immediate termination, save where they also constitute a breach of Section 5.1, 5.2, or 5.3.
6. Soft Breach Rules (Payout Eligibility)
6.1 Consistency Score:
- 2-STEP PRO6 / 2-STEP PRO10: None
- 1-STEP PRO: Your biggest trading day must not exceed 50% of your total PnL
- IF: Your biggest trading day must not exceed 15% of your total PnL
6.2 Loss vs. Win Rule (IF Only):
- Your largest loss must not be greater than your largest winning day. If violated, you must continue trading until the rule is no longer breached
6.3 Discipline Program (Funded Accounts)
6.3.1 Scope. The Discipline Program applies to all funded accounts across 1-Step Pro, 2-Step Pro, and the Instant Funding Program. It governs behavioral conduct on a funded account and operates independently of, and in addition to, the hard breach rules in Section 5 and the Forbidden Trading Practices in Section 3. It does not apply to evaluation-phase accounts except as set out in Section 6.3.10.
6.3.2 Definitions. For the purposes of this Section 6.3:
- Trade Idea – all trades on the same symbol and in the same direction that are floating or open at the same time at any point, or that are opened within two (2) minutes of each other. This definition aligns with Section 1.2.4.
- Planned Risk – the loss in account currency that would be realized if the stop-loss on a Trade Idea were filled at its set level, measured at the time the position is opened. Planned Risk is not realized profit or loss, and is not the distance of the stop expressed as a percentage of price.
- Account Size – the initial funded account balance. All Discipline Program percentage thresholds are measured against Account Size unless expressly stated otherwise.
- Margin Usage – margin committed to a single trade, expressed as a percentage of account equity at the time that trade is opened.
- Trading Day at Tier – a calendar day on which at least one position is closed while the account is at its current status.
- Violating Trade – a trade flagged under Section 6.3.3 Rules 1, 2, or 3, or under Section 6.3.4, and confirmed on Review. Trades flagged under Rule 4 are not Violating Trades.
- Violation Profit – the aggregate gross closed profit of Violating Trades in a Payout Period. A Violating Trade that closed at a loss contributes zero and does not offset the profit of any other Violating Trade.
- Payout Period – the period covered by a payout request under Section 7.1.
- Review – an assessment of an account by the Company’s Risk team, whether ad-hoc, scheduled, on payout request, or triggered by automated monitoring.
- Standard – a funded account carrying no active Discipline Program status.
6.3.3 Core behavioral rules. The Company monitors funded accounts against the following rules. A breach of any rule may be flagged at any time and confirmed on Review.
- Rule 1 - Overleverage. Margin Usage on a single trade exceeds 30%.
- Rule 2 - Outsized Risk. Planned Risk on a Trade Idea exceeds 2% of Account Size.
- Rule 3 - Revenge. A position is opened on any symbol within five (5) minutes of closing a losing trade of 0.5% or more of Account Size.
- Rule 4 - Overexposure. The account closes within 0.5% of its product daily loss limit on three (3) or more days within any rolling 30-day window. Rule 4 carries no payout deduction. It escalates the ladder in the same manner as Rules 1 to 3.
Trades without a stop-loss. Where a Trade Idea carries no stop-loss, Planned Risk cannot be established from a stop level and the following applies:
(a) At Standard status, Rule 2 does not apply to that Trade Idea. It remains assessable under Rule 1, Rule 4, Section 6.3.4(c), and Section 5.
(b) At Warned RMG, Tier 1, or Tier 2, where no stop-loss is set within three (3) minutes of opening, the Trade Idea is treated as carrying Planned Risk equal to 100% of Account Size for the purposes of Rule 2 and Section 6.3.7. This deeming provision applies to this Section 6.3 only and does not apply to Section 5.3.
6.3.4 Risk hygiene patterns. In addition to Section 6.3.3, the following patterns may each give rise to an independent strike where they characterize a Payout Period. These assessments apply only from a minimum of ten (10) closed trades in the Payout Period. A trade already flagged under Section 6.3.3 is not counted a second time under this clause.
(a) Unrealistic trade duration – more than 50% of closed trades held under two (2) minutes, or the majority of Payout Period profit derived from such trades.
(b) Negative risk/reward – more than 60% of comparable setups carrying a planned reward below 0.9x Planned Risk, or more than 60% of Payout Period profit derived from such setups. The first detection on a user profile is a warning only, carrying no strike and no status placement. A second detection places a Standard account at Warned RMG, or applies a strike where the account is already on a status.
(c) Trading without a stop-loss – 50% or more of closed trades carrying no stop-loss at the time of exit, or the majority of Payout Period profit derived from such trades. This clause is assessed at Standard status. On a Discipline Program status, stopless trades are addressed under Section 6.3.3(b) and Section 6.3.7 rather than under this clause.
6.3.5 Strikes. A strike is a single step up the ladder in Section 6.3.6. Strikes are applied on Review. A flagged trade is not a strike. Where multiple flags, across one or more rules, are identified in the same Review, they are ordinarily treated as a single strike rather than one strike per flag. The Company determines strike attribution at its reasonable discretion.
6.3.6 Ladder and statuses. Strikes escalate the account through the following statuses:
- Standard: No trigger. Profit split: product split per Section 7.2. Payout deduction: none. RMG controls: no.
- Warned RMG (first strike): Profit split: unchanged from Section 7.2. Payout deduction: none. RMG controls: yes.
- Tier 1 (second strike): Profit split: 70% User / 30% Company. Payout deduction: 50% of Violation Profit. RMG controls: yes.
- Tier 2 (third strike): Profit split: 60% User / 40% Company. Payout deduction: 100% of Violation Profit. RMG controls: yes.
- Tier 3 (fourth strike): Account discontinued.
A tier profit split replaces the product profit split in Section 7.2 for as long as the status is in force, and supersedes any profit split add-on purchased in respect of that account. The account remains active at Warned RMG, Tier 1, and Tier 2. Tier 3 is discontinuation of that account.
6.3.7 Risk Management Group controls. While an account is at Warned RMG, Tier 1, or Tier 2, the following controls apply and override Sections 4.2 and 4.7:
- FX (majors and exotics): 1:30
- Indices: 1:10
- Oil: 1:10
- Metals: 1:9
- Commodities: 1:1
- Crypto: 1:1
The user must also observe: (i) maximum Margin Usage of 30% at any time; (ii) maximum Planned Risk of 1% of Account Size per Trade Idea; and (iii) a stop-loss on every trade, set within three (3) minutes of opening. Breach of any control in this clause is itself a strike under Section 6.3.5.
6.3.8 Payout deductions. Deductions are recorded when a strike is applied and are applied against the user’s next payout request. No amount is withdrawn from the account balance at the time the strike is recorded. At payout, the following order of operations applies:
(1) Eligible Profit is the Payout Period’s net closed-trade profit, floored at $0. Floating profit or loss on open positions is excluded. Eligible Profit is not Violation Profit.
(2) Deduction is the tier percentage in Section 6.3.6 applied to Violation Profit for the Payout Period.
(3) Net payable is (Eligible Profit - Deduction) multiplied by the profit split in force under Section 6.3.6.
Where the Deduction meets or exceeds Eligible Profit, the payout may be settled at $0 net payable. The account is not thereby discontinued and remains active unless discontinued under another provision of these Terms. Rule 4 generates no Violation Profit and no Deduction.
For illustration: on $10,000 Eligible Profit with $4,000 Violation Profit, an account at Tier 1 incurs a Deduction of $2,000, and net payable is ($10,000 - $2,000) x 70% = $5,600.
6.3.9 Return to Standard conditions. Graduation is automatic once every criterion for the account’s current status is satisfied at the same time. No request or reassessment application is required.
- Warned RMG: (i) fifteen (15) Trading Days at Tier with no strike recorded; (ii) account balance at or above its original funded starting balance in live cash; and (iii) no open positions at the time of assessment.
- Tier 1 and Tier 2: (i) thirty (30) Trading Days at Tier with no strike recorded; and (ii) cumulative net realized profit within that status equal to 10% or more of Account Size.
Graduation takes effect at the first Review at which all criteria are satisfied. The Company will conduct a Review for this purpose no less frequently than every thirty (30) Trading Days at Tier, whether or not a payout has been requested.
Completing the Tier 2 criteria moves the account to Tier 1. Completing the Tier 1 or Warned RMG criteria returns the account to Standard. Counters reset on entry to any new status, and any strike recorded resets the counters for the current status. Tier 3 is discontinuation and carries no graduation path.
6.3.10 Starting status on funding. Where a user reaches the profit target of an evaluation, the Company reviews the evaluation trading history before or at the point of funding. Where behavior falling within Section 6.3.3 or 6.3.4 is present in that history, the Company may fund the account at a starting status of Warned RMG, Tier 1, or Tier 2, with the corresponding controls and splits in force from the first day of funding. Where the same behavior was flagged on a prior evaluation of the same user, the starting status may be set one step higher. In cases of severe or repeated behavior, the Company may at its discretion offer a free evaluation retake in place of funding.
6.3.11 Application across multiple accounts.
(a) Where three (3) or more strikes are recorded across a user’s funded accounts within any rolling 30-day window, the Company may place all of that user’s active funded accounts at Warned RMG at user level. This does not reduce the status of any account already at Tier 1 or Tier 2.
(b) Instant Funding accounts purchased while any of the user’s existing accounts is at Warned RMG or above will ordinarily commence at Warned RMG.
(c) Discontinuation at Tier 3 applies to the account concerned only, and does not of itself close the user’s other accounts. User-level action under Section 2, Section 3, or Section 12.4 remains separate and unaffected.
6.3.12 Relationship to hard breaches and product rules. Nothing in this Section 6.3 limits the Company’s rights under Section 2, Section 3, or Section 5. Conduct constituting a hard breach, including hedging, cross-account coordination, and the following or replication of third-party trading signals in breach of Section 1.2.1 and Section 8, is not handled as a strike and may result in immediate discontinuation. Product hard rules remain in force at every status, including maximum drawdown (Section 5.2), daily loss limits (Section 5.1), consistency requirements (Section 6.1), and the news trading conditions (Section 5.4).
6.3.13 Discretion and appeals. The Company determines at its reasonable discretion whether conduct falls within this Section 6.3 and which status applies. A user who considers that a strike or escalation has been issued in error may appeal by replying to the notice or by contacting accounts@fundingtraders.com. The Company aims to review appeals within forty-eight (48) hours of receipt. Submission of an appeal does not suspend the payout schedule in Section 7.1 or any other provision of these Terms.
6.4 Clarity Desk
6.4.1 The Clarity Desk is a monitoring view available in the FundingTraders dashboard on funded accounts. It displays the user’s status under this Section 6, including Discipline Program status, flagged trades, risk hygiene metrics, product payout requirements, and an indicative payout calculation.
6.4.2 The Clarity Desk introduces no rules and creates no rights or obligations beyond those set out in these Terms. Where a figure or status shown in the Clarity Desk conflicts with these Terms, these Terms prevail.
6.4.3 Figures shown in the Clarity Desk are indicative and reflect data available at the time of the last synchronization. They do not constitute a determination of, or an entitlement to, any payout amount. A rule tile showing no flags does not constitute a waiver of any rule, an approval of any trading conduct, or a confirmation that no strike will be applied on subsequent Review.
6.4.4 The Clarity Desk is not available on evaluation accounts. Availability is not guaranteed, and its unavailability or any error in its display does not suspend, waive, or vary any provision of these Terms.
7. Payout Details
7.1 Schedule
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO: Every 21 days (Bi-Weekly with 14-day Add-on)
- IF: Every 14 days (Anytime once eligible with On-Demand Add-on)
7.2 Profit Split
- 2-STEP PRO6 / 2-STEP PRO10: 80% by default (90% - 100% with add-on)
- 1-STEP PRO: 90% by default (100% with add-on)
- IF: 90% by default (100% with add-on; first 3% of profit is non-withdrawable)
Where an account is placed on a Discipline Program status, the split in Section 6.3.6 replaces the split in this clause for as long as that status is in force, including where a profit split add-on has been purchased in respect of that account. The add-on is suspended, not cancelled, and applies again automatically on return to Standard status.
7.3 Minimum Payout
- 2-STEP PRO6 / 2-STEP PRO10 / 1-STEP PRO:
- Rise: $200
- Crypto (USDT-ERC20): $50
- IF: 1% of initial account balance
7.4 Additional Conditions (IF Only)
- First 3% profit serves as drawdown buffer
- Not withdrawable
7.5 Breach During Payout Processing
- If an account fails within 48 hours of a payout request, the payout will be denied. The account will then be reinstated, and the payout amount will be credited back to the account balance.
8. General Compliance
- Replication of trades between accounts held under the same verified user profile is permitted. Following, replicating, or distributing the trades or signals of any third party is prohibited and is a hard breach.
- EAs/Bots allowed only if used for risk management.
- Grid, hedge, martingale, arbitrage, and off-the-shelf bots are forbidden.
- All trading must originate from the trader’s own analysis.
- Violations of fair use and coordinated trading behavior may result in termination.
9. User Comments, Feedback, and Professional Conduct
The User acknowledges and agrees that, in connection with their use of the Services, the Company may generate, collect, and retain trading‑related data and records, including but not limited to account performance, orders, positions, trade history, and related logs (“Trading Data”), as well as audio or video recordings and transcripts of interviews, calls, meetings, risk‑assessment interviews, or other communications between the User and the Company (“Recordings”). The User agrees that the Company may use Trading Data and Recordings as reasonably necessary for providing, operating, and improving the Services, for risk management, fraud prevention, and compliance, and for internal analytics, training, quality assurance, and dispute resolution. The Company may also create and use anonymized or aggregated information derived from Trading Data and Recordings for research, product development, publications, and external educational or marketing materials, provided such information does not reasonably identify the User as an individual.
The User further agrees that the Company may, at any time and without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any comments, feedback, reviews, testimonials, messages, or similar content that the User sends or submits to the Company, whether online, by email, by postal mail, via social media, or otherwise (“Comments”), including using such Comments as public testimonials, case studies, or marketing materials. The Company is not obligated to (i) maintain any Comments in confidence, except as required by applicable law; (ii) compensate the User for any Comments; or (iii) respond to any Comments. The User represents and warrants that their Comments do not violate any rights of third parties and do not contain unlawful, abusive, or obscene material or any harmful code. The User must not use a false identity or email address or otherwise mislead the Company or third parties as to the origin of any Comments. The User is solely responsible for any Comments they make and their accuracy, and the Company assumes no liability for any Comments posted by the User or any third party.
By agreeing to this Agreement, the User expressly acknowledges and agrees that, where the Company has a good‑faith and reasonably substantiated belief that the User has engaged in serious abuse or misconduct (including but not limited to fraud, chargeback abuse, use of stolen identities or payment instruments, coordinated account abuse, exploitation of technical or rule‑based loopholes, or other Forbidden Trading Practices under this Agreement), the Company may, for the purposes of protecting its reputation, warning the community, and deterring abusive behavior, publicly communicate that the User or an account associated with the User has engaged in such conduct. Such public communication may include: (i) the User’s chosen display name or other account identifier used within the Services; and (ii) a description or illustrative example of the offending conduct, including excerpts or summaries of Trading Data or other relevant records, to the extent the Company reasonably considers this necessary to explain the nature of the misconduct. The User understands and agrees that, by accepting this Agreement, they consent to such public disclosure in the event of such serious and verified misconduct. The Company will not deliberately misstate facts or fabricate accusations and will limit such disclosure to information it reasonably believes to be accurate and necessary to protect its legitimate interests and the integrity of the Services, subject always to applicable defamation, consumer‑protection, and data‑protection laws.
The Company may also create and use anonymized or aggregated information derived from Comments, Trading Data, and Recordings, provided that such information does not reasonably identify the User as an individual, and may use and disclose such anonymized or aggregated information for research, product development, publications, and external educational or marketing materials.
Both the User and the Company shall conduct all interactions under this Agreement with the highest degree of fairness and respect. Any conduct that is intentionally and materially detrimental to the reputation or legitimate interests of either party is strictly prohibited, and this obligation extends both during and after the term of the contractual relationship, subject to applicable law on freedom of expression and consumer rights. Disputes shall be resolved in accordance with this Agreement and applicable law. The Company reserves the right to suspend or terminate the Services upon any material breach of this section and may pursue immediate legal action, including a cease‑and‑desist notice and such other remedies as may be necessary to protect the interests of the aggrieved party.
10. Refund Policy
The user has the right to cancel the ordered services within 14 days of purchasing the services (FundingTraders Trading Evaluation). The user is aware and agrees that this does not apply after starting to use the services, meaning, opening the first trade on the Evaluation account.
10.1 Evaluation Fee Refund Eligibility
Notwithstanding the general cancellation policy set forth above, Users who successfully complete the FundingTraders Trading Evaluation and are granted access to a Funded Account shall be eligible to receive a refund of their evaluation fee upon the completion of their second (2nd) payout on the Funded Account. For the purposes of this clause, "completion of the second payout" means the successful processing and disbursement of the User's second payout request on the Funded Account, in accordance with the payout terms outlined in Section 7 of this Agreement. The evaluation fee refund will be applied as a credit or direct reimbursement, at the sole discretion of the Company, and is subject to the User's continued compliance with all terms and conditions of this Agreement at the time the second payout is processed. Users who are found to be in breach of any provision of this Agreement, including but not limited to Forbidden Trading Practices under Section 3, shall forfeit eligibility for the evaluation fee refund, regardless of whether the second payout has been completed.
11. Termination of Agreement
Either party may terminate with 5 business days notice via email or phone.
12. Indemnity & Liability
12.1 The company shall not be liable to the user or to any third party except by reason of acts that constitute gross negligence, bad faith, or intent to defraud on behalf of the company.
12.2 User will indemnify, hold harmless, and defend the Company and its members against any liability, loss, cost, damage, or expense and any amount paid in settlement thereof to which any of them may become subject to in acting pursuant to or in furtherance of this Agreement or in connection with any transaction for the Account.
12.3 The company will not hold the user financially liable for any losses incurred on the evaluation accounts, which were the result of technical issues, or caused due to ‘unusual’ market movements, which could not be avoided with risk mitigation.
12.4 Only one user profile per verified individual is permitted. One user profile/verified individual can have multiple accounts. Users are not permitted to allow others to use their account and may not use any other FundingTraders account. IP addresses, device IDs, and behavioral data maps will be used by the automated risk system as a basis for determining unauthorized trading activity. All users must be contactable on the telephone number and email provided during verification at any time a position is held in the markets. FundingTraders reserves the right to demand extra video verification at any time. Failure to contact the user or to verify identity will result in account suspension.
13. Risk Disclosure
All content published and distributed by FT US Inc and its affiliates (collectively, the “Company”) is intended solely for study purposes related to trading on financial markets and does not serve in any way as a specific investment recommendation, business recommendation, investment opportunity analysis or similar general recommendation regarding the trading of investment instruments. Trading in financial markets is a high-risk activity and it is advised not to risk more than one can afford to lose. FT US Inc does not provide any of the investment services listed in the Capital Market Undertakings Act No. 256/2004 Coll. The information in this document is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local laws or regulations. FT US Inc is not a broker and does not accept deposits. FT US Inc or its brokers may:
- Change margin requirements at any time in line with perceived or actual excessive changes in volatility and/or liquidity
- Cancel orders or trades at any time in line with the perceived or actual risk of nonexecution of stop or limit orders due to market conditions
- FundingTraders or its brokers are not responsible for the variable spread, liquidity levels, or limit order execution parameters provided by liquidity providers and market makers.
CFTC Rules 4.41
Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, because the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs, in general, are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown.
14. Governing Law and Acceptance
User has read, understood, and agreed to FundingTraders Evaluation terms and rules in this document, and the detailed explanation of Evaluation rules and objectives published on www.fundingtraders.com.
No provision of this Agreement may be waived or amended unless the waiver or amendment is in writing and signed by the user and an authorized officer of the Company. This Agreement shall be subject to the law of UAE.
This agreement can also be approved and signed by all parties digitally in the FundingTraders Client Section. The user has approved this agreement digitally on app.fundingtraders.com.
15. Changes to Terms of Service
The Provider reserves the right to modify, update, or revise this Agreement at any time, at its sole discretion. Any such amendments will be communicated to the Customer through appropriate means, which may include, but are not limited to, notifications published on the Website, the Client Section, or via email correspondence. The Customer is solely responsible for reviewing this Agreement on a regular basis to remain informed of any updates, revisions, or modifications.
By continuing to access or use the Services following notification of any such changes, the Customer agrees to be bound by the revised Agreement, without restriction or objection, in the same manner as the Customer’s original acceptance thereof. The Customer expressly acknowledges and accepts that this Agreement is subject to change at any time at the Provider’s sole discretion, and it is the Customer’s sole responsibility to review and fully understand the current version of this Agreement prior to enrolling in or continuing any FundingTraders Trading Evaluation, or before using any of the Services provided. Failure to review the Agreement shall not constitute grounds for non-compliance with any revised terms, nor shall it relieve the Customer of any obligations arising therefrom.
- Company: FT US Inc
- Email: help@fundingtraders.com
- Address: 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States